The smouldering combustibility of cellulose insulation treated with boric acid-borax-alum as combustion retardants are examined by cigarette ignition method and electrical cardrige heater method. The alum to be required at an add on level of at least 12% by weight of cellulose treated with boric acid-borax-alum=2:1:2 fomulation if resistance to smouldering combustion by cigarette ignition is to be achived. The optimum electrical ignition source employed by electrical cartidge heater method was 23.2 watts(80V) power level. The effectiveness of Alum as a third combstion retardant are acceptable both smouldering resistance and flame resistance at 18% level of all examined formulation.