A hybrid interface element is proposed to represent behavior of water film between the structure and the soil deposit. This element enables the simulation of the limited normal tensile resistance and the tangential hydro-plane behaviour, which has not been preceded in the previous studies. The hybrid interface element was tested numerically for its validity and employed in the analysis of structure-fluid-soil interaction(SFSI) responses of the continuous bridge subjected to seismic load under rainfall or/and rising ground-water condition. It showed that dynamic responses of the continuous bridge resting on direct foundation may be amplified under rainfall condition and consequently lead to significant variation of stresses.