This paper predicts the cementing efficiency of fly-ash(FA) based on mortar test considering binder-water ratio and FA replacement ratio as experimental variables. The cementing efficiency prediction model proposed by statistical analysis enables us to estimate the value according to the binder-water ratio and FA replacement ratio of matrix. When FA replacement ratio is the same, the lower the binder-water ratio, the higher the estimated cementing efficiency. There are significant differences in the values according to binder-water ratio at FA replacement ratios of 15% or less, but there are almost no differences when FA replacement ratio is more than 15%. As the binder-water ratio increases, the variations in the values according to FA replacement ratio are great at FA replacement ratios of 15% or less. As the FA replacement ratios increase, the values increase for FA replacement ratios of 15% or less, but decrease for more than 15%. The values range from -0.71 to 1.24 at binder-water ratio of 1.67-2.86 and FA replacement ratio of 0-70%. The RMSE of the 28-day compressive strength predicted by modified water-cement ratio is 2.2 MPa. The values can be trusted, as there is good agreement between predicted strength and experimental strength.