This study investigated the water quality of effluents from the wastewater treatment plants, located at the Gumi Complex 4, Gumi, and Wonpyong, in Gumi. DOC accounted for higher than 70% of TOC, and oxidation efficiencies, calculated from carbon, were 13~43% for BOD and 37~73% for CODMn, respectively. Based on the biological decomposition experiments, R-DOC account for higher than 70% of DOC, mostly being occupied by refractory organic matters. This indicated that the biodegradable organics occupied more proportions of organic loadings than the refractory organics. The effect of the organics from a discharge of a sewage treatment plant on rivers, Gumi industrial Complex 4, Gumi, and Wonpyong on lower streams of the Nakdong River were found to be 15%, 6% and 16% respectively. The ratio of 15% suggests that comparatively, no large portions of TOC loadings are occupied, but the problem is that the biodegradable organic matters occupy a lot more proportions than that of the refractory organic matters. Thus, it is highly estimated that the refractory organics can gradually increase the pollution level of organics and precursors of disinfection by-products to the down-stream water treatment plants.